Terms and conditions

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Terms and conditions

Website Terms and Conditions

This website is operated by the Taskforce on Social Factors (the “TSF”). By accessing and using this website you agree to be bound by these Website Terms and Conditions. The TSF may change these terms and conditions at any time without notice to you. By continuing to access or use the website you accept any changed terms as they may apply from time to time. It is your responsibility to regularly check these Website Terms and Conditions for any amendments. Unless expressly stated otherwise, only the TSF is responsible for the content of this website (the “Information”).

In these Website Terms and Conditions, references to "we", "us" and "our" refer to the TSF and references to "you" and "your" refer to each user of this website.

Information is provided for information purposes only

The Information provided is general in nature and may be used for information purposes only. The Information does not contain anything in it that forms the basis of any contract or commitment. The Information is not intended to be comprehensive, nor does it purport to constitute legal, tax, financial product or investment advice. All Information available on this website should be assessed in consultation with your investment, financial, tax, accounting and legal advisors as necessary.

Information subject to change

The Information is subject to change at any time at the TSF’s discretion with or without prior notice and no party is under no obligation to notify any person of any change, including anyone who has printed or had access to a hard copy of the Information. It is recommended that you review the Information provided on or via this website, periodically for changes. The TSF will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.

No warranty

To the extent permitted by law, this website, the Information and any services provided via this website are provided “as is" and without representations or warranties of any kind (either express or implied) including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. If any statute implies terms into these Website Terms and Conditions which cannot be lawfully excluded, then those terms will apply and, to the extent permitted by law, any liability for breach of any such term will be limited (at the option of the TSF) to resupply of the services or payment of the cost of resupply.

No party warrants the accuracy, completeness or currency of the Information and to the extent permitted by law, disclaim all responsibility and liability for any loss or damage of any nature whatsoever (including without limitation any consequential loss) which may be suffered by any person directly or indirectly through relying upon the Information (including in respect of any forward looking statements made in the Information), whether that loss or damage is caused by any fault or negligence of any party or otherwise.

To the extent permitted by law, all responsibility and liability for any loss or damage of any nature whatsoever (and including consequential loss) which may be suffered by accessing this website, including the transmission of any computer virus, is disclaimed. Without limiting the above matters, no party warrants the accuracy, completeness or currency of information contained on any website which may be linked to this website.

Links are not recommendations or endorsements

This website may also contain links to websites of other entities ("Linked Websites"). These Linked Websites are provided as a convenience and do not imply the TSF or any other party’s sponsorship or approval of any of these Linked Websites or their content. No responsibility is assumed for the content or privacy practices of any Linked Website Site, including any software that may be available for download. If you access any Linked Website through this website or because it is referred to in this website, you do so at your own risk. Links to or from this website do not constitute an endorsement by the TSF or any other party of the parties or businesses which are so linked, nor do they necessarily indicate any affiliation between us and such parties or businesses.

Limitation of liability

To the extent permitted by law, no party will be liable for loss or damage of any kind whatsoever arising as a result of any opinion, advice, recommendation, representation or information expressly or impliedly contained on this website or any Linked Website notwithstanding any negligence, default, or lack of care by it or that such loss or damage was foreseeable.

Third party material

The Information may include material provided by third parties for general reference or interest. The views expressed in these articles do not necessarily reflect those of the TSF. While such third party sources are believed to be reliable, no party assumes any responsibility for the accuracy or completeness of such information.

No warranty of uninterrupted operation

No party assumes responsibility for, and makes no warranty that, functions contained at this site will be uninterrupted or error-free, that defects will be corrected, that the website is suitable for any particular purpose or has any performance, functionality or security features, or that the site or the server that makes it available will be free of viruses or other harmful components. While the TSF will use reasonable endeavours to ensure that its site is free from viruses or other harmful components, you must take your own precautions to ensure that the way you access and use this website (or any Linked Website) does not expose you to viruses or other harmful components that may damage your own computer or other IT infrastructure. No parties are responsible or liable for any damage caused by any virus or other harmful component, whether or not that virus or other harmful component resulted from you accessing this site or any Linked Website. You are responsible for the cost of all services, repairs and corrections that must be performed on your computer on account of your accessing this site or any Linked Website.

Commercial Electronic Messages

If you express interest in services through your use of this website, you consent to the TSF sending commercial electronic messages (including messages about services offered by third parties) to the electronic addresses which you have provided to the TSF.


If any part of these terms and conditions is void, unlawful or for any reason unenforceable in any jurisdiction, then that provision shall be deemed severable from these terms in that jurisdiction. The remainder of these terms and conditions have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. The TSF reserves the right to alter or delete Information from this site at any time at its sole discretion.

Use of website

You must ensure that you only use the site for legal purposes and that you do not use the site to engage in conduct that is unlawful, threatening, abusive or in a way that is deemed unreasonable by the TSF.

Neither the website nor any software, hardware, application, interfaces and network communication device provided in relation to the website may be used for the purpose of providing advice to any other person.

Applicable Law

These terms and conditions will be governed by and construed in accordance with the laws of England and Wales, and you submit to the non-exclusive jurisdiction of the courts of England and Wales and any courts competent to hear appeals from those courts.